متن
BoK SAAF offers collateral-free term loan and running finance for SMEs up to Rs. 10 Million.
| Loan Type: | Term Loans Working Capital / Running Finance |
| Scope: | All SME sectors including services, trading, manufacturing and agriculture can apply |
| Mark-up: | 9% per annum (fixed) |
| Eligibility: | - All SMEs having verifiable, viable and feasible business plans - Start-ups will also be entertained |
| In-Eligibility: | - Existing borrowers of BoK - SAAF client of any other bank - Any employee of any government, semi-government or autonomous body - A loan defaulter or applicant having any outstanding loan exposure with overdue of more than 60 days with more than one time incident with any Bank or not having clean e-CIB - Businesses on negative list of Government of Pakistan |
| Financing Limit: | Tier I - Loans upto Rs. 4 Million Tier II - Loans exceeding Rs. 4 Million and up to Rs. 7 Million Tier III – Loans exceeding Rs. 7 Million and up to Rs. 10 Million |
| Security: | - Loans shall be secured against personal guarantees of the borrowers - In case of commercial vehicle HPA / Joint Registration |
| Repayment: | The loan will be repaid in easy installments as mutually agreed |
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