National Financial Literacy Program

Financial literacy is a crucial aspect of empowering individuals and fostering economic growth. The Bank of Khyber is committed to promoting financial education and providing valuable resources to our customers. As part of our dedication to this cause, we are pleased to share information about the National Financial Literacy Program (NFLP) initiated by the State Bank of Pakistan (SBP).

The National Financial Literacy Program (NFLP) is a collaborative effort between the SBP and various stakeholders, including commercial banks, microfinance banks, and non-profit organizations. The program aims to enhance financial knowledge and skills among different segments of society, enabling individuals to make informed financial decisions.

At the Bank of Khyber, we actively support the SBP's NFLP and are committed to promoting financial literacy among our valued customers and general public. We have been offering a wide range of banking services as well as onsite mobile classroom awareness sessions and street theaters across far flung areas of Khyber Pakhtunkhwa.


PAKISTAN FINANCIAL LITERACY WEEK 2025

The Pakistan National Financial Literacy Week, taking place from 14th to 18th April 2025, is an important initiative aimed at raising awareness about financial literacy and empowering the public with the knowledge and skills to make informed financial decisions. It is organized by the State Bank of Pakistan (SBP), in collaboration with various government agencies, financial institutions, and stakeholders.

This year, the Pakistan Financial Literacy Week (PFLW) 2025 is adopting a more diverse and inclusive approach to expand its reach. The theme for PFLW 2025 is:

“Financial Literacy through Collaboration and Innovation” The theme underscores the importance of delivering financial education through collaborative efforts and innovative methods, ensuring greater accessibility for a broader audience—particularly underserved groups such as students, youth, women, and persons with special abilities. This initiative aims to widen its scope by actively engaging a diverse array of external stakeholders, including non-bank entities, to enhance financial literacy and foster a more inclusive and impactful financial education ecosystem.
 

PFLW 2025 – Objectives:

1. Increase Financial Literacy: The main objective is to improve the general public’s understanding of essential financial concepts. This includes understanding personal finance management, savings, investment, insurance, and credit.
2. Educate on Digital Financial Services: To promote the use of digital financial services and banking, enabling individuals to manage their finances online efficiently and securely.
3. Highlight the Importance of Financial Planning: Encourage individuals to plan their finances carefully, including budgeting, saving for emergencies, and making informed decisions about their future financial needs.
4. Raise Awareness about Financial Products: To familiarize people with various financial products available in the market, such as bank accounts, insurance, investment options, and loans, and help them understand how to utilize these products effectively.
5. Promote Financial Security and Stability: Encourage the adoption of good financial habits, such as emergency savings, retirement planning, and debt management, to ensure financial security and reduce financial stress for individuals and families.
6. Support Gender Equality in Financial Literacy: Ensuring that financial literacy is accessible to all, with a special focus on empowering women and marginalized communities with the knowledge to manage and control their financial futures.

Day-wise Breakdown of Activities during PFLW 2025:

Day I: Financial Literacy Camps (April 14, 2025)

To increase public awareness and provide hands-on financial education. To increase public awareness, financial literacy camps will be organized in select districts at high-traffic locations, such as busy local markets. These camps will function as interactive spaces where individuals can engage directly with financial experts, receive personalized guidance, and learn important financial concepts

Day II: On-Campus Workshops and Awareness Activities (April 15, 2025)

Banks will organize workshops and awareness sessions at educational institutions, women-focused organizations, and centers for people with special abilities. The goal is to improve financial literacy, promote digital financial services, and encourage financial inclusion, especially among underserved communities.

Day III: Visits to Bank Branches (April 16, 2025)

The initiative seeks to boost public engagement and financial awareness by organizing interactive visits to bank branches. These visits will offer firsthand experience of banking operations and services, promoting financial inclusion across diverse groups.

Day IV: Employee Engagement Activities (April 17, 2025)

The goal of financial literacy activities for bank employees is to deepen their understanding of key financial concepts, banking products, and effective customer engagement strategies. By strengthening internal financial knowledge, banks can ensure their staff is well-prepared to contribute to financial inclusion efforts and offer informed guidance to customers, fostering a more supportive and knowledgeable banking environment.

Day V: Financial Literacy Walk (April 18, 2025)

The Financial Literacy Walk is designed to raise broad awareness about the importance of financial education by involving diverse communities, industry professionals, and influencers. This event will serve as a platform to promote financial inclusion through active public participation, media coverage, and interactive activities. The walk aims to bring together individuals from all walks of life to highlight the significance of financial literacy and encourage informed financial decision-making.