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Small Enterprises:
Annual Sales Turnover: Upto Rs.150 M
Max Financing allowed: Upto Rs. 100 M
A Small Enterprise upto 5 years old will be considered as Startup SE.
Medium Enterprises:
Annual Sales Turnover: Rs.150 Mn Upto Rs.800 M
Max Financing allowed: Upto Rs.500 M
A Medium Enterprise upto 5 years old will be considered as Startup ME
How to Apply:
Following are the set of basic documents required to process client’s financing request:
Documents Required for Small Enterprises:
- Company Profile
- Request for Financing
- Last three years accounts signed by Proprietor/Partners/Directors of the firm
- Projections with assumptions (in case of long term finance)
- Memorandum & Article of Association (In case of Private Limited Company)
- Basic Borrower Fact Sheet duly signed & stamped by Proprietor/Partners/Directors
- Personal net worth statement of Proprietor/Partners/Directors
- Stock Report
- Ageing of Receivables
- Copy of CNIC of Proprietor/Partners/Directors
- Import/Export business certificates from banks. (If applicable)
- Last One year bank statement
- Form-H and Partnership Deed (in case of partnership Firm)
- Valuation report and legal opinion etc
Documents Required for Medium Enterprises
- Company Profile
- Request for Financing
- Audited Accounts of last three years accounts
- Projections with assumptions (in case of long term finance)
- Memorandum & Article of Association (In case of Private Limited Company)
- Basic Borrower Fact Sheet duly signed & stamped by Proprietor/Partners/Directors
- Personal net worth statement of Proprietor/Partners/Directors
- Stock Report
- Ageing of Receivables
- Copy of CNIC of Proprietor/Partners/Directors
- Import/Export business certificates from banks. (If applicable)
- Last One year bank statement
- Security /Collateral Documents
- Valuation report and legal opinion etc
Financial Documentation Requirements:
- For financing above Rs. 50 million, QCR (Quality Control Review)-compliant audited financials are now mandatory.
- Audited financials must also be UDIN-verified (Unique Document Identification Number) to ensure authenticity.