Ihsan Ullah Ihsan
Senior Executive Vice President - Risk Management Group
Mr. Ihsan Ullah Ihsan has completed his MBA from the Institute of Business Administration, Karachi and has earned his B.Sc. in Mathematics and Statistics from the University of Peshawar. He is balanced, versatile and well-rounded career banker having strong experience and proven track record spanning over more than 25 years. His core areas of expertise include Corporate & Investment Banking, Risk Management, Project Financing and Islamic Banking, coupled with excellent and all around expertise (products, business and control functions) of banking. He also has hands-on experience in successful mergers & acquisitions, business revival and workout plans. Besides, he also has served on the Boards of listed and unlisted companies as Director.
Before joining the Bank of Khyber, he was associated with Al Baraka Bank (Pakistan) Limited and Burj Bank Limited as Chief Risk Officer. Prior to that, he worked as Head – Corporate Banking with Pak Brunei Investment Company Limited where he established the function and developed healthy corporate credit portfolio. Mr. Ihsan has also worked with the State Bank of Pakistan as Desk Incharge/Divisional Head and Crescent Commercial Bank Limited (now Samba) in various capacities mostly covering business development and relationship management. He has attended various specialized courses both, locally and internationally.
Muhammad Atif Hanif
Senior Executive Vice President - Islamic Banking Group
Mr. Muhammad Atif Hanif holds a 4 years Bachelors Degree in Business Administration from National University, Los Angeles, California, USA and Bachelors degree in Mathematics & Statistics from Edwards College, University of Peshawar, Pakistan. The professional career of Mr. Muhammad Atif Hanif is spread over 20 years. His banking experience includes Assets, liabilities, training, retail, consumer, commercial and corporate banking. He has over 10 years of experience in Islamic Banking. He worked at different key positions at Branch, Area and Regional levels. Prior to joining banking sector, he worked for a leading corporate brokerage house providing wide range of services including corporate structured Finance, Money & Equity Markets Trading and Economic & Corporate Research.
Executive Vice President - Operations & Support Group
Executive Vice President - Conventional Banking Group
Mr. Sher Mohammad Mohmand Joined the Bank of Khyber in 2011. Presently working as Executive Vice President - Conventional Banking Group. He has done Msc. in Management with Finance from University of Bath, UK. Beside this he has also done Bsc. in Civil Engineering from UET, Peshawar. The professional career of Mr. Sher Mohammad Mohmand spreads over 15 years. Before taking the charge as Group Head Coventional Banking, he has been looking after Human Resource Devt Group as Group Head. His professional career includes working with one of the Multi National Organizations called KPMG, Pakistan, as Manager.
Irfan Saleem Awan
Executive Vice President - Chief Financial Officer
Mr. Irfan Saleem Awan is a Fellow member of the Institute of Chartered Accountants of Pakistan and a Certified Director from Pakistan Institute of Corporate Governance. He also holds Advanced Certificate in AAOIFI Shariah Standards from the Institute of Business Administration (IBA-CEIF), Karachi.
His professional career spans over two decades with experience of working in various areas including Finance, Compliance, Enterprise Risk Management, Strategic Planning, Company Secretarial and External Audit. He completed CA training from Ernst and Young, Pakistan (Ford Rhodes Sidat Hyder & Co.) (Oct-1998 to Feb-2003) and subsequently worked there as an Audit Supervisor. After leaving the firm in Sep-2003, he has worked in the financial industry with various organizations including Prime Commercial Bank Limited, Askari Commercial Bank Limited, Askari Investment Management Limited, KASB Funds Limited, Pak-Libya Holding Company (Pvt.) Limited and Summit Bank Limited.
Prior to joining Bank of Khyber, he was working with Summit Bank Limited (Aug-2014 to Feb- 2021) and his last assignment was Chief Financial Officer with additional acting charge of Head Risk Management Division. He was also a nominee director from Apr-2019 to Feb-2021 on behalf of Summit Bank Limited on the Board of its wholly owned subsidiary Summit Capital (Pvt.) Limited; where he also remained the Chairman of subsidiary's Board from Jul-2020 to Feb-2021.
Mr. Irfan joined Bank of Khyber as Chief Financial Officer & Executive Vice President in February 2021.
Khalid Abdul Aziz
Executive Vice President - Chief Compliance Officer, Compliance Group
Khalid Abdul Aziz is currently serving as Senior Vice President - Chief Compliance Officer, Compliance Group. He joined The Bank of Khyber in 2015 as Head, Banking Operation Division (Conventional). His career in banking spans over 38 years. He Joined Habib Bank Limited in 1982 and progressed through various posts of different banking areas such as Trade, Operations, Business, Compliance & Service Quality. In April 2014 he was then promoted as Regional General Manager Operations and subsequently in July 2015 he was transferred to Mirpur Region as Regional General Manager Operations. During his banking career he has achieved various awards (Silver Medal, Gold Medal) in lieu of his excellent performance. He has a multicultural banking experience due to serving in Afghanistan, Dubai and Pakistan.
Executive Vice President - Human Resource Development Group
Mr. Muhammad Asif is a seasoned Banker and thorough HR professional having Twenty (20) years of diversified experience with different banks. He started his career with Small & Medium Enterprises Development Authority (SMEDA) as Management Associate in year 2000. He then moved to State Bank of Pakistan under State Bank ‘s Official Training Scheme (SBOTS). He served both State Bank of Pakistan and National Institute of Banking & Finance (NIBAF) during the said tenure.
Before joining The Bank of Khyber, he remained associated with Askari Bank Limited on different senior HR positions including, Acting Country Head Human Resources, Head Learning & Development and Head Organizational Development & Recruitment
Besides his professional exposure, he has done Masters in Public Administration from University of Peshawar. He has attended various trainings / courses relating to Human Resources organized by State Bank, Askari Bank, “Schuitema”, “Nutshell World HR” and many others. Mr. Muhammad Asif is currently Serving as Executive Vice President, Group Head, Human Resource Development Group.
Mohammad Fawad Saddozai
Executive Vice President - Head, Remedial Asset Management Division
Zahid Hussain Sahibzada
Senior Vice President - I - Company Secretary
Mr. Zahid has done his MBA from University of Ohio U.S.A He has diversified international experience and cross cultural exposure of over 21 years in various aspects of financial, Human resource and strategic Management with good exposure to corporate/ legal affairs of listed company. He is affiliated with the Bank of Khyber since 1995.
Senior Vice President - Head, Consumer Finance Division
Mr. Asif Naseem Joined BOK in year 2015, his educational levels were completed from the renowned institutions of Peshawar; Graduation from Edwards College and MBA from Peshawar University. The professional career started in 1988 as officer in Habib Bank Ltd. After completing the basic banking training at Habib Bank Head Office Karachi, worked in different banking departments including the branch managerial job in foreign branches at Muscat Oman. Also holding Diploma from Institute of Bankers in Pakistan. Lastly handled the assignment of Regional GM Credit at HBL RHQ Peshawar. Presently working as Head of Retail Banking.
Executive Vice President- Head, Information Technology Division
The Professional Career of Mr. Azfar Latif spreads over seventeen (20) Years. He started his banking career with United Bank Ltd in 2000 and worked in different roles related to software services, software development & Project management. Prior to joining BOK, he was working as Senior Vice President and was looking after Project Management Division at United Bank Limited.
Besides his academic and professional career, he has expertise in project portfolio Management, IT services management & Process, Re-Engineering, Building and implementing IT Roadmap, polices & Security Processes, Digital solution Architecture & Design and IT support Management/ Security.
Senior Vice President - Head, Enterprise Risk Management Division
She has done her Masters in Business Administration (MBA-Finance) & MS Economics from Institute of Business Management Karachi (IoBM). She holds professional banking experience of more than 17+ years in the field of Risk Management with specialization in Market Risk, Liquidity Risk, Interest Rate Risk, Treasury Middle Office, Country Risk, Obligor Risk Rating, Macroeconomic indicators forecasting, Basel II & III /ICAAP implementation, Treasury Front office, Corporate & Investment Banking Risk, and Syndicate Financing in Commercial Banks including, Faysal Bank, The Bank Alfalah, The Bank of Punjab & The Bank of Khyber. She has established Green Banking office in BOK, and is also performing the role of Chief Green Banking Manager. Besides this, she is Certified Antimoney Laundering Specialist from ACAMS, Islamic Banking Diploma from Al-Huda Centre, and various certificates in the field of Risk Management from national and international Prestigious Organizations.