Management

Mr. Irfan Saleem Awan is a fellow member of the Institute of Chartered Accountants of Pakistan and a Certified Director from Pakistan Institute of Corporate Governance. He also holds Advanced Certificate in AAOIFI Shariah Standards from the Institute of Business Administration (IBA-CEIF), Karachi.

His professional career spans over two decades with experience of working in various areas, including finance, compliance, enterprise risk management, strategic planning, company secretarial, and external audit. He completed CA training from Ernst and Young, Pakistan (Ford Rhodes Sidat Hyder & Co.) and subsequently worked there as an audit supervisor. Since than he has worked in the financial industry with various organizations including Prime Commercial Bank Limited, Askari Commercial Bank Limited, Askari Investment Management Limited, KASB Funds Limited, Pak-Libya Holding Company (Pvt.) Limited and Summit Bank Limited.

Prior to joining Bank of Khyber, he was working with Summit Bank Limited, and his last assignment was Chief Financial Officer with additional acting charge of Head Risk Management Division. He was also a nominee director on behalf of Summit Bank Limited on the Board of its wholly owned subsidiary Summit Capital (Pvt.) Limited; where he also remained the Chairman of subsidiary's Board.

Mr. Irfan joined the Bank of Khyber as Chief Financial Officer & EVP in February 2021 and was subsequently promoted to SEVP in 2023.

Mr. Ihsan Ullah Ihsan has completed his MBA from the Institute of Business Administration, Karachi and has earned his B.Sc. in Mathematics and Statistics from the University of Peshawar. He is balanced, versatile and well-rounded career banker having strong experience and proven track record spanning over more than 25 years. His core areas of expertise include Corporate & Investment Banking, Risk Management, Project Financing and Islamic Banking, coupled with excellent and all around expertise (products, business and control functions) of banking. He also has hands-on experience in successful mergers & acquisitions, business revival and workout plans. Besides, he also has served on the Boards of listed and unlisted companies as Director.   

Before joining the Bank of Khyber, he was associated with Al Baraka Bank (Pakistan) Limited and Burj Bank Limited as Chief Risk Officer. Prior to that, he worked as Head – Corporate Banking with Pak Brunei Investment Company Limited where he established the function and developed healthy corporate credit portfolio. Mr. Ihsan has also worked with the State Bank of Pakistan as Desk Incharge/Divisional Head and Crescent Commercial Bank Limited (now Samba) in various capacities mostly covering business development and relationship management. He has attended various specialized courses both, locally and internationally.

With over 25 years of financial sector experience, including 20 years in Islamic finance across various business segments, Abdullah Ghaffar has played a significant role in initiating and expanding Islamic banking business with domestic and foreign financial institutions.

In addition to his academic and professional qualifications, including an MBA from IBA Karachi, a PGD in Islamic Finance and Takaful, and various certificates in Islamic Banking and Finance, Mr. Ghaffar’s professional experience includes positions at Pak Kuwait Investment Company, Standard Chartered Bank, United Bank Ltd, where he served as the SVP/Head of Islamic Banking and Al Baraka Bank Pakistan Ltd, where he held the position of SEVP/Group Head CIBG.

Mr. Amin Sajid holds a BBA and MBA degree in Banking & Finance from international universities. He has rich and diversified banking exposure spanning over 27 years including 15 years of International banking and finance exposure particularly in Conventional & Islamic Banking operations, Branch Management, Trade Finance, Credit Management, Loan disbursement, Recovery operations, Commercial operations, Client Relationship Management, Business Process Re-engineering and Organizational Restructuring.

He remained on different leading and key positions in various financial institutions including Mashreq Bank PSC, Qatar National Bank, Al Jazeera Finance, Bank Al Habib Limited. His last assignment was at Soneri Bank Ltd, Karachi Pakistan as SEVP-Group Head Operations.

Salman A. Usmani has over 36 years of extensive experience in both multinational and local banking sectors. His expertise spans across treasury and balance sheet management, investment banking, strategic planning, corporate restructuring, acquisitions, strategic alliances, and the conversion of balance sheets from conventional to Islamic banking.
Before joining the Bank of Khyber, he served as Head of Treasury & Equity Capital Markets at Faysal Bank Limited and was the Chairman of the Board for Faysal Asset Management. He also held the position of Global Treasurer and Head of Investment Banking at MCB Bank Limited. Over his career, he has worked with prominent organizations, including ANZ Grindlays, American Express, Bank of America, Mashreq Bank, and United Bank Limited.
Throughout his distinguished career, He has participated in numerous training and certification programs, including Islamic Banking & Finance from the National Institute of Banking & Finance, Certified Director from ICAP, ALCO & MRM by Euromoney, and Managing Change from INSEAD
 

Mr. Sher Mohammad Mohmand Joined the Bank of Khyber in 2011.  Presently working as Executive Vice President - Conventional Banking Group. He has done Msc. in Management with Finance from University of Bath, UK. Beside this he has also done Bsc. in Civil Engineering from UET, Peshawar. The professional career of Mr. Sher Mohammad Mohmand spreads over 15 years. Before taking the charge as Group Head Coventional Banking, he has been looking after Human Resource Devt Group as Group Head. His professional career includes working with one of the Multi National Organizations called KPMG, Pakistan, as Manager.

Mr. Muhammad Asif is a seasoned Banker and thorough HR professional having Twenty (20) years of diversified experience with different banks. He started his career with Small & Medium Enterprises Development Authority (SMEDA) as Management Associate in year 2000. He then moved to State Bank of Pakistan under State Bank ‘s Official Training Scheme (SBOTS). He served both State Bank of Pakistan and National Institute of Banking & Finance (NIBAF) during the said tenure.

Before joining The Bank of Khyber, he remained associated with Askari Bank Limited on different senior HR positions including, Acting Country Head Human Resources, Head Learning & Development and Head Organizational Development & Recruitment

Besides his professional exposure, he has done Masters in Public Administration from University of Peshawar. He has attended various trainings / courses relating to Human Resources organized by State Bank, Askari Bank, “Schuitema”, “Nutshell World HR” and many others. Mr. Muhammad Asif is currently Serving as Executive Vice President, Group Head, Human Resource Development Group.

Mr. Asim Bashir, Group Head Digital Banking has over 25 years of experience that specializes in digital channel transformation, business process reengineering, strategic planning, and partnerships. He started his career in Bank of America in Pakistan after which he went on to serve Union Bank Limited and Askari Bank. At Askari Bank he served his longest tenure and worked on prominent positions such as Country Head Alternate Delivery Channels, Country Head Consumer Banking and lastly Country Head Digital Banking. At Bank of Khyber Asim leverages the experience and knowledge from his last 3 roles and leads Digital Banking, Alternate Delivery Channels, Payment Schemes and Marketing.

Mr. Asim Bashir received his Masters in Business Administration (MBA) from SZABIST and additionally holds diplomas in both Project Managements and Human Resource Management.

Mr. Mudassar Iqbal holds a Bachelor’s Degree from University of Punjab. He has done CA (Inter) from Institute of Chartered Accountants of Pakistan (ICAP). The professional career of Mr. Mudassar Iqbal is spread over 16 years. He remained associated with MCB Bank & Dubai Islamic Bank, where he worked at diversified positions. His last assignment was Chief Internal Auditor (Acting), where he was responsible for management of the bank Internal audit function from planning, execution, finalization and reporting the audit activities for branches, Head office functions, Credit portfolio and it infrastructure to give assurance about the effectiveness of the internal controls environment and internal /regulatory policy and process compliance to the bank management and Board of Directors

Khalid Abdul Aziz is currently serving as Executive Vice President - Chief Compliance Officer, Compliance Group. He joined The Bank of Khyber in 2015 as Head, Banking Operation Division (Conventional). His career in banking spans over 38 years. He Joined Habib Bank Limited in 1982 and progressed through various posts of different banking areas such as Trade, Operations, Business, Compliance & Service Quality. In April 2014 he was then promoted as Regional General Manager Operations and subsequently in July 2015 he was transferred to Mirpur Region as Regional General Manager Operations. During his banking career he has achieved various awards  (Silver Medal, Gold Medal) in lieu of his excellent performance. He has a multicultural banking experience due to serving in Afghanistan, Dubai and Pakistan.

With over 26 years of diverse experience in the technology industry, including 20 years in banking, Mr. Mashhood is a seasoned professional with a proven track record of success. Prior to joining The Bank of Khyber, he led the technology function at Silkbank Limited and held key positions at various banking and non-banking organizations, including U-Microfinance, Dubai Islamic Bank Pakistan, Saudi Pak Commercial Bank, and the State Bank of Pakistan.

Mr. Mashhood’s expertise spans a wide range of areas within the technology domain, including governance, operations management, infrastructure design and deployment, policy frameworks, risk and security assessments, and support management. He holds a master’s degree in space and astronomical physics and has earned several coveted industry certifications such as CISA, Cobit, and CBCI. Additionally, he has completed a diploma in computers and various other technical courses throughout his career.

Mr. Mashhood’s extensive experience and expertise make him a valuable asset to any organization seeking to enhance its technology capabilities. His leadership skills and strategic vision have helped him drive innovation and deliver results throughout his career.