Management

Mr. Muhammad Salahuddin Arif has over 23 years of experience in finance, audit and management in Pakistan and Afghanistan. Mr. Arif is fellow member CIMA UK (FCMA UK) and Institute of Corporate Secretaries of Pakistan (FCIS). During his career in banking sector he has occupied key positions that include Head of Finance, Financial Controller and Acting CFO. Mr. Arif has extensive experience in management and has also served as member of board of directors in a renowned insurance company in Pakistan.

Mr. Muhammad Ali Shahbaz, is a seasoned banking professional with more than 26 years of diversified exposure in Banking & Finance. Before joining BOK, he has been working with Askari Bank, MCB Bank and reputed Business Groups at various key positions, including “Head Liabilities & Business Monitoring”, “Product Head – Mortgage & Auto Finance”, Head Business Support, “Head Policy & Product Management” and Chief Accountant. Prior to joining BOK, he was serving in Askari Bank as “Head Liabilities & Business Monitoring” in Islamic Banking Group. Major areas of his expertise include Automation, handling of digital products, Policy & Product Development, Strategic Planning, Business Process Re-Engineering, Business Development, Budgeting, Business Analytics, Service Quality, Complaint Management, Compliance, Data Reporting, Internal Controls, Marketing, Accounting and Finance. Mr. Shahbaz holds Master’s degree in Statistics, in addition to professional qualification e.g. DAIBP, FPFA, FICS, Certifications in “Business Administration” & “Financial Analysis”. He has also remained part of training through World Bank Group and represented his previous organization in various national and international events/conferences. He is associated with Bank of Khyber, since September 2023.

Fauziah Mehmood is an experienced Marketing Professional with a demonstrated history of working in the banking, marketing, and advertising industry. Skilled in business planning, financial projections, analytics, product development, digital automations, technology IT development, while expertise include corporate Event Management, creative, Ad agency management, campaign planning, Media Buying, PR, Google Analytics, Marketing ROI, and Brand Building, She joined the bank of Khyber in 2022 as Head Planning & Budgeting and currently holds the portfolio of Head, Marketing Division.

Financial Risk professional with vast experience of more than fifteen years in  Basel Implementation, Credit, Market & Operational Risk Management. His core area of competence includes Financial Risk Management, portfolio analytics, Credit Risk Modeling, credit risk reviews & approvals, regulatory reporting of Basel II/III Minimum Capital Requirements & Liquidity Risk Standards. Proficient in  setting up policies & procedures for effective risk management for the bank with an aim to keep the overall risk within acceptable thresholds. He believes in teamwork with a focus on improving the skill set of the people around him.

Mr. Imran Yaqub holds a bachelor’s degree in Civil Engineering and Masters in Business Administration. The professional career of Mr. Imran is spread over 19 years, primarily in Microfinance, Agriculture Finance and Training & Development. He joined the bank's Microfinance Division in June 2019 and is currently serving as Head Agriculture Finance Division.

Mr. Allah Bakhsh, Vice President, is currently working as Head, Procurement Division of the Bank. He Graduated from University of Peshawar, got professional qualification from Centre for Islamic Economics, Karachi, in Islamic Banking and Finance. In BOK he has worked on different positions and is Associated with the Bank of Khyber since 1993.

Mr. Muhammad Sufyan Zaibi holds a Master’s degree in finance and is an Associate of the Institute of Bankers Pakistan (AIBP). With over 19 years of banking experience in leading banks of Pakistan, including MCB, UBL, and his current position at BOK, he has extensive expertise in financing, risk management, and audit. Throughout his career, he has served in various critical roles, including credit hub head, credit risk reviewer, financial decision-maker, and credit auditor. He is well-versed in reviewing the bank’s Corporate, Commercial, SME, Consumer, and Agriculture financing portfolios.

Arbab Irfanullah has done his Masters in Business Administration in the year 2000 along with a professional Certification Course on Islamic Banking from NIBAF in 2006. He has successfully completed various courses on Bank Credit Module arranged by NIBAF, Risk Management in Islamic Banking by IBA and an International Course on “Financing Small and Medium Enterprises-Islamic Perspective” jointly arranged by Islamic Research & Training Institute (IRTI)-Islamic Development Bank Group and State Bank of Pakistan at Karachi-Pakistan. He's got a diversified banking experience of over 20 years comprising mainly of Credits, Trade, Liabilities, Branch Banking Operations, Retail, Consumer, Commercial and Corporate Banking. Mr. Irfan started his banking career with NIB Bank (Formerly known as NDLC-IFIC Bank Ltd). He has also worked for Bank Alfalah Ltd, Askari Bank Ltd, HBL and Soneri Bank Ltd with over all 18 Years of Islamic Banking experience at senior positions at different Bank Branches and Head Office. He is currently serving as Divisional Head Islamic SME Assets at BOK Head office Peshawar.