Mr. Muhammad Ali Shahbaz, is a seasoned banking professional with more than 26 years of diversified exposure in Banking & Finance. Before joining BOK, he has been working with Askari Bank, MCB Bank and reputed Business Groups at various key positions, including “Head Liabilities & Business Monitoring”, “Product Head – Mortgage & Auto Finance”, Head Business Support, “Head Policy & Product Management” and Chief Accountant. Prior to joining BOK, he was serving in Askari Bank as “Head Liabilities & Business Monitoring” in Islamic Banking Group. Major areas of his expertise include Automation, handling of digital products, Policy & Product Development, Strategic Planning, Business Process Re-Engineering, Business Development, Budgeting, Business Analytics, Service Quality, Complaint Management, Compliance, Data Reporting, Internal Controls, Marketing, Accounting and Finance. Mr. Shahbaz holds Master’s degree in Statistics, in addition to professional qualification e.g. DAIBP, FPFA, FICS, Certifications in “Business Administration” & “Financial Analysis”. He has also remained part of training through World Bank Group and represented his previous organization in various national and international events/conferences. He is associated with Bank of Khyber, since September 2023.