Careers

Lahore

Credit evaluation and assessment:

• Analyze credit/financing proposals, requests for renewals, enhancements, extensions etc. of regular portfolio to ensure that they are in line with prudent business practices and Bank's internal policies including prudential regulations of SBP etc.

Monitoring and Coordination with Business Team / other divisions

• Be vigilant for early signs of credit quality deterioration (such as liquidity ratios, economic and political scenario etc.) and taking appropriate action early.
• Keep close liaison with the business teams to provide information in order to resolve discrepancies timely and reduce the Turn Around Time.

Reporting

• Maintain record of approved / under process / rejected cases;
• Report / maintain record of all policy exceptions / deviations duly approved by competent authority.

03 years of Agriculture/ SME Credits or Credit Processing experience in a Commercial Bank. Preference will be given to the applicants worked in Islamic mode of Financing.

Daska, Faisalabad, Multan, Rahim Yar Khan

• Achieve targets and other budgeted financial metrics on product, business line revenue & profitability by following communicated business plans and strategies.
• Market the products to existing / prospective customers and work in close co-ordination with head agriculture finance to ensure that overall marketing efforts are synergized.
• Provide support and care services to the customer during their relationship with the bank to ensure high quality relationship management.
• Perform analysis of customer’s credit profile and assess their viability for the bank with respect to risk inherent in extension of credit facilities to the customer.
• Maintain close coordination with customers and ensure monitoring of customer account and follow up on repayments.

02 year of Agriculture Credits experience in a Commercial Bank. Preference will be given to the applicants worked in Islamic mode of Financing.

Islamabad, Karachi, Lahore, Gujrat & Daska

• Drive acquisition of high-value new-to-bank Commercial & SME Customers.
• Achieve and exceed assigned targets for advances and trade.
• Appraise, structure and prepare high-quality credit proposals for medium to large SME / Commercial clients.
• Manage and retain a portfolio of top-tier Commercial & SME clients.
• Proactively monitor portfolio health, utilization, repayment behavior and early warning signs.
• Mentor, coach and guide junior RMs in business development and credit skills.

Minimum 03 years of Credit / Trade - Marketing / Processing experience in a Bank. Preference will be given to candidates currently serving as RM Commercial & SME. Islamic banking experience will be an added advantage.

Islamabad, Karachi, Lahore, Gujrat, & Chitral

• Acquire new-to-bank Commercial & SME customers through market visits, referrals and networking.
• Achieve assigned targets for advances and trade business.
• Source and prepare high-quality credit proposals with complete financial analysis and risk assessment.
• Ensure proper documentation and security perfection as per Bank’s credit policy.
• Follow up for timely processing, approval and disbursement.

Minimum 02 years of Credit / Trade - Marketing / Processing experience in a Bank. Preference will be given to candidates currently serving as RM Commercial & SME. Islamic banking experience will be an added advantage.

Drive Culture Transformation:

• Conceptualize, launch, and institutionalize BOK’s Target Culture Framework, embedding a customer-centric, accountable, and high-performance mindset across all branches and Head Office Groups.

Lead Change Management:

• As CMO, establish structured change management methodologies to guide the Bank through complex structural re-engineering, digital transformations, and operational upgrades.

Design Employee Engagement Initiatives:

• Spearhead multi-channel engagement strategies, town halls, leadership connect sessions, and feedback loops to elevate organizational health and morale.

Build Internal Capabilities:

• Develop and deliver change management capability-building workshops, toolkits, and coaching frameworks for mid-to-senior managers.

Governance & Alignment:

• Ensure all initiatives comply with SBP regulations, corporate governance standards, and internal bank policies while reporting progress directly to executive management.

Minimum 08 to 12 years of progressive HR experience, including 03 to 05 years in a relevant role, in a Bank.

Up-to VP

a) Only shortlisted candidates shall be called for interview. No TA/DA will be admissible.

b) Bank of Khyber reserves the right to accept or reject any application(s) without assigning any reason(s) thereof.

c) The Bank is an equal opportunity employer. Females, Minorities, DAP (Differently abled Persons) and Transgender are encouraged to apply.

d) The Positions carry market based remuneration. The individuals fulfilling the above-mentioned criteria are encouraged to apply online through BOK career portal 2026 www.bok.com.pk/careers

Strategic L & D Governance & Framework

• Define and own the Bank's multi-year L&D strategy, policy and governance framework.

Training Needs Analysis & Competency Mapping

• Conduct annual Training Needs Analysis and build competency frameworks, role-based learning paths and a capability heatmap.

Corporate Learning Academy & Talent Pipeline Programs

• Establish and run the Bank’s Learning Academy, including induction, Management Trainee programs and certification pathways.

Leadership Development & Succession Planning

• Build leadership and succession pipelines through tiered development programs, coaching and assessment centers.

Regulatory Compliance & Targeted Training Programs

• Ensure 100% completion of mandatory regulatory and risk training (AML/CFT, KYC, cyber security, code of conduct and others) with audit-ready records.
• Strengthen sales, service excellence, credit, trade, treasury and Islamic banking capability across the network.

Digital Learning Infrastructure & Analytics

• Implement an integrated Learning Management System, digital and blended learning, and learning analytics.

Vendor Management, Internal Faculty & ROI Optimization

• Develop an internal trainer pool, manage external faculty and vendors, and measure training impact and return on investment.

Minimum 15 years of overall working experience, including 5 years in a relevant leadership role in a Bank.

VP to SVP

a) Only shortlisted candidates shall be called for interview. No TA/DA will be admissible.

b) Bank of Khyber reserves the right to accept or reject any application(s) without assigning any reason(s) thereof.

c) The Bank is an equal opportunity employer. Females, Minorities, DAP (Differently abled Persons) and Transgender are encouraged to apply.

d) The Positions carry market based remuneration. The individuals fulfilling the above-mentioned criteria are encouraged to apply online through BOK career portal 2026 www.bok.com.pk/careers

Strategic Leadership & Governance:

• Define and drive the strategic direction of the Digital Fraud Risk Management function across all digital and ADC platforms, ensuring alignment with the Bank’s overall risk appetite and digital transformation goals. •
• Establish and oversee robust governance frameworks for real-time monitoring, detection, and escalation of high-risk fraud mitigation strategies across all digital channels, ensuring timely intervention and loss prevention. •
• Provide executive-level oversight ensuring comprehensive detection techniques, documentation, and reporting to regulatory bodies, LEAs including SBP/PBA and 1LINK.

Industry Representation & Regulatory Liaison:

• Represent the Bank in interbank forums, regulatory committees, and industry working groups to influence policy, share intelligence, and strengthen collective fraud defense mechanisms.

05 years of experience in Fraud Risk Management /Digital Fraud Detection / Prevention/ Investigation & Reporting within the financial services industry.

upto VP 

a) Only shortlisted candidates shall be called for interview. No TA/DA will be admissible.

b) Bank of Khyber reserves the right to accept or reject any application(s) without assigning any reason(s) thereof.

c) The Bank is an equal opportunity employer. Females, Minorities, DAP (Differently abled Persons) and Transgender are encouraged to apply.

d) The Positions carry market based remuneration. The individuals fulfilling the above-mentioned criteria are encouraged to apply online through BOK career portal 2026 www.bok.com.pk/careers

Business Strategy & Growth

• Develop and execute the overall strategy for Institutional Sales and Employee Banking to achieve Business targets.
• Drive acquisition of new Institutional clients for Payroll, Salary Disbursement and Corporate Employee Banking propositions.

Product Development & Cross-Sell

• Work closely with Product, Branch Banking and Consumer Assets teams to design customized Employee Banking propositions.
• Ensure deep cross-sell of all retail banking products within the acquired institutional base.

Relationship Management

• Build and maintain strong relationships with all the C-level executives of target institutions.
• Lead the team to create a robust pipeline of institutions from Public Sector, Private Sector, and MNCs.

15 years of Commercial Banking experience with at least 05 years in a Senior / Leadership relevant role. Islamic Banking experience will be an added advantage.

Up-to SVP

a) Only shortlisted candidates shall be called for interview. No TA/DA will be admissible.

b) Bank of Khyber reserves the right to accept or reject any application(s) without assigning any reason(s) thereof.

c) The Bank is an equal opportunity employer. Females, Minorities, DAP (Differently abled Persons) and Transgender are encouraged to apply.

d) The Positions carry market based remuneration. The individuals fulfilling the above-mentioned criteria are encouraged to apply online through BOK career portal 2026 www.bok.com.pk/careers

Recruitment & Selection

• Manage the full recruitment cycle including sourcing, screening, shortlisting, interviews and offer management.
• Ensure timely closure of positions with quality hires, particularly for senior and critical roles.
• Oversees the utilization of various sourcing channels including job portals, social media, headhunting, and internal referrals.

Employer Branding & Stakeholder Management

• Lead company-wide employer branding initiatives across social media, job boards, career fairs, and university networks.

Policy, Compliance & Governance

• Ensure adherence to HR policies, recruitment SOPs and regulatory guidelines.
• Ensure compliance with audit observations, SBP guidelines and internal control standards.

Reporting, MIS & Data Analytics

• Responsible for maintaining an accurate and updated recruitment database and talent pool.
• Prepare and present regular MIS reports related to hiring status, TAT, cost-per-hire and source effectiveness to Head HR.
• Ensure preparation of hiring dashboards and analytics for management review and decision making

05 years of experience in Human Resource Management, including 02 years of Recruitment / Talent Acquisition experience in a Commercial Bank.

Up-to VP-I

STRATEGY, GOVERNANCE & SERVICE STANDARDS

• Formulate, implement and periodically review the General Services Division’s strategy, annual operating plan, budget and service priorities in alignment with the Bank’s vision, business strategy and network requirements.

REAL ESTATE, PREMISES & INFRASTRUCTURE

• Oversee the Bank’s real estate portfolio, including site assessments, lease acquisitions and renewals, rent negotiations, landlord relations, and the documentation and administration of leases for branches, offices and other facilities.

PROCUREMENT, TENDERING & VENDOR MANAGEMENT

• Ensure procurement and tendering activities within the Division are conducted fairly, transparently and competitively.
• Establish vendor due-diligence, onboarding, performance evaluation, service review and risk-monitoring mechanisms for critical suppliers and service providers.

FIXED ASSETS & COST MANAGEMENT

• Ensure accurate recording, tagging, custody, movement tracking, physical verification and reconciliation of the Bank’s fixed assets in coordination with Finance and relevant business units.

HEALTH, SAFETY, SECURITY & BUSINESS CONTINUITY

• Ensure Bank premises meet applicable occupational health and safety requirements, fire-safety standards, building codes, municipal laws and other relevant statutory obligations.

ADMINISTRATIVE & CORPORATE SUPPORT

• Establish clear service-request channels, ownership and escalation timelines to address requests and complaints from internal stakeholders efficiently.

ACCOUNTABILITY

• The Divisional Head is accountable for ensuring that the Bank’s physical infrastructure, real estate, general services and administrative support operate reliably, safely, efficiently and cost-effectively, with appropriate controls, measurable service standards and full adherence to applicable laws, regulatory requirements and the Bank’s internal policies. 
   

Preference will be given to candidates with minimum:
    • 15 – 20 years of total working experience.
    • At least 10 years of relevant experience in a Bank.
    • 05-07 years of experience as a Divisional Head or higher role, in the same category.

SVP-I to EVP-I

• Manage all trade-related transactions within the TBML department, ensuring the consistent delivery of high-quality services and achieving the objectives set by the group using the available resources.
• Collaborate with trade operations, compliance, and other departments to resolve TBML-related issues and ensure a seamless workflow.
• Responsible for addressing queries received from Trade and identifying TBML-specific red flags in the referred transaction

02-03 years of experience in Trade or TBML in a reputable financial institution, with end-to-end knowledge of TBML, AML/CFT, Trade Advisory, and Transaction Screening.

• BDO’s sole job is to market customers and sale products.
• Monthly (pro rata) target will be assigned, and performance shall be monitored accordingly.

01 year of total working experience. Preference will be given to candidates having Sales / Marketing experiencing in a Bank.

OG-III (On Contract)

• Review and verify account opening forms, supporting documents, and customer information submitted by branches across Pakistan in accordance with the Bank’s policies and applicable regulatory requirements.
• Ensure compliance with applicable SBP regulations, AML/CFT requirements, KYC/CDD standards, and internal account opening procedures.

02 years of experience mainly of Operations in a Commercial Bank. Preference will be given to candidates having experience of Account Opening / KYC of the Customers.

Up-to OG-II

• Conduct Shariah audits of branches, departments, and banking operations to assess compliance with Shariah principles, regulatory requirements, and internal policies.
• Prepare audit reports highlighting observations, root causes and practical recommendations for corrective action and process improvement.

Minimum 02 years of Experience in Islamic Banking / Islamic Financial Institutions. Preference will be given to candidates having Shariah Audit /Shariah Compliance/ Advances experience in a Bank..

Up-to OG-I