Consumer Finance
BOK Suhana Ghar
Owning a house is no more a dream. Build, purchase or renovate your own home with BOK Suhana Ghar and live your dreams.
- Purchase & Construction: 75% of cost, Maximum up to PKR 60 million
- Renovation: 75% of cost, Maximum up to PKR 15 million
- Repayment Period:
- Construction & Purchase: 5 to 20 years (monthly installment).
- Renovation: 3 to 10 years (monthly installment)
- Compulsory Life & property Insurance.
- Balance Transfer Facility from other banks, available.
- Construction period maximum 12 months
- The spouse, parents and adult son(s) can be as co-applicant.
- Partial & Pre-mature adjustments allowed.
- Variable markup rate linked with 1 year KIBOR as base rate plus spread from 2% to 5% subject to risk rating score of the applicant.
- Also available in Islamic mode of financing
- Having valid CNIC.
- Age 22 to 55 years for salaried person & 22 to 60 years for businessman.
- Minimum history of 5 years in service / business.
- Minimum monthly Income PKR 30,000/-.
- All Salaried employees of Govt.; Semi Govt.; Autonomous Bodies; Business & Self-employed Professionals